Apex Credit Management Debt Collecting Agency

 

Registry of Debt Collectors

 

 

 

What To Do If You Get A Nasty Letter or Phone Call From:

Apex Credit Management Debt Collecting Agency

 

 

For full details of this debt collecting company and how to make use of this opportunity to better your situation, go to the home page of this website by clicking here, where all of this information is located. Thank you.

 

 

 

 

 

 

 

 

 

 

Apex Credit Management Debt Collecting Agency is a debt purchasing company listed in the website of

 

 

 

 


Name: Apex Credit Management Debt Collecting Agency

Apex Credit Management Debt Collecting Agency and the Truth About Your Debt

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Apex Credit Management Debt Collecting Agency is a company that has purchased your debt from the original lender, often a bank (or in some cases an intermediary or third party) for much less than the worth of the original debt and is trying to recover the full sum of the original debt from you.

Apex Credit Management Debt Collecting Agency will use all sorts of nasty methods to get money out of you in order to profit from people's ignorance of the law. You may have already experienced bad dealings with them on the phone. They may phone you when they know it is inconvenient or even embarrassing for you and on an unacceptably numerous number of occasions. They may write you official appearing nastily worded letters or cards threatening to send someone round to collect the money in full or take you to court for the full amount. Other strategies may include attempting a charging order on your home or make you homeless.

So ask Apex Credit Management Debt Collecting Agency for a copy of the original contract when you took out your loan or credit card.

 

 

 


More Data On Apex Credit Management Debt Collecting Agency

I am indebted to Consumer Action Group for this extract:

Can anyone tell me approximately how much a debt collector such as Apex Credit Management Debt Collecting Agency pay for debt? I owe(d) M&S around £4500 and have paid Apex £1,700 so far leaving a balance of £2,800. They have offered to reduce the debt to £2,200 if I pay it all now.

But if they have only paid 15-20% to M & S for the original £4,500 (say £900) then they have roughly doubled their investment!

M & S have never advised me that they sold the debt to Apex Credit Management Debt Collecting Agency nor for how much. Can I just ignore the debt collector if I have not received proper notification from M & S about this?

CAG Response: Do a CCA request and ask for a copy of the Notice of Assignment (both in writing by recorded delivery). Apex will probably run for the hills.

Our Response: The CCA request will probably establish that they do not have the correct documentation and that the debt is therefore unenforceable. The good side is that you will not have to pay them another penny; the downside is that you have paid them anything at all already.

If you have any information that you would like honest people to know about Apex Credit Management Debt Collecting Agency then send us an email in complete confidence and we will try to corroborate it with the clowns involved.


 

 

 

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