Credit Management Debt Collecting Agency
Apex Credit Management Debt Collecting Agency and
the Truth About Your Debt
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Apex Credit Management
Debt Collecting Agency is a company that has purchased
your debt from the original lender, often a bank (or in some cases an
intermediary or third party) for much less than the worth of the original
debt and is trying to recover the full sum of the original debt from
Apex Credit Management
Debt Collecting Agency will use all sorts of nasty
methods to get money out of you in order to profit from people's ignorance
of the law. You may have already experienced bad dealings with them
on the phone. They may phone you when they know it is inconvenient or
even embarrassing for you and on an unacceptably numerous number of
occasions. They may write you official appearing nastily worded letters
or cards threatening to send someone round to collect the money in full
or take you to court for the full amount. Other strategies may include
attempting a charging order on your home or make you homeless.
So ask Apex Credit Management Debt Collecting Agency
for a copy of the original contract when you took out your loan or credit
Data On Apex Credit Management Debt Collecting Agency
I am indebted to Consumer Action Group
for this extract:
Can anyone tell me approximately how much a debt
collector such as Apex Credit
Management Debt Collecting Agency pay for debt? I owe(d) M&S
around £4500 and have paid Apex £1,700 so far leaving
a balance of £2,800. They have offered to reduce the debt to
£2,200 if I pay it all now.
But if they have only paid 15-20% to M & S
for the original £4,500 (say £900) then they have roughly
doubled their investment!
M & S have never advised me that they sold
the debt to Apex Credit
Management Debt Collecting Agency nor for how much. Can I just
ignore the debt collector if I have not received proper notification
from M & S about this?
CAG Response: Do a CCA request
and ask for a copy of the Notice of Assignment (both in writing by
recorded delivery). Apex will probably run for the hills.
The CCA request will probably establish that they do not have the
correct documentation and that the debt is therefore unenforceable.
The good side is that you will not have to pay them another penny;
the downside is that you have paid them anything at all already.
you have any information that you would like honest people to know
about Apex Credit Management Debt Collecting Agency then send us an
email in complete confidence and we will try to corroborate it with
the clowns involved.
Apex Credit Management Debt Collecting Agency website is part of DPC
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